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36.26 is below 35 & .5 cuts from de matrix i.e .04+.04+.02+.03+.03+.01+.01=.18 = 18%
the best thing is to do the calculation as appendix first & then write the report referring the appendix.
thanks.
pls let me also kno ????
it is the additional tax saving on lower interest rate i.e interest*1-tax
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